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Telephone: 0800 9701795

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Bad Credit Mortgages

Have bad or adverse credit and need a mortgage? In most instances we can find mortgages to suit your situation. If you've missed payments, have CCJ's, defaults or other credit problems, we can help you.

Money problems can affect everyone

Lenders only want to deal with those who have faultless credit histories, perfect work records and adequate deposits. Adverse credit problems can be linked to a loan default, county court judgements or being a discharged bankrupt.

Sometimes people get into debt through no fault of their own and even if they are to blame, they want to sort things out. Certainly no-one taking out a mortgage wants to see their property repossessed.

Here’s the good news!

There is some good news in that some lenders are willing to provide adverse credit mortgages. Deals are unlikely to match standard mortgages; lenders in the adverse credit market – which is also sometimes described as ‘sub-prime’ or ‘non-conforming’ – will charge higher rates.

In most instances our advisers can still find suitable solutions for you. To find out what options are available to you, either send us an online message or call our freephone number: 0800 9701795.

Have a question?

If you need some quick advice, fill out the short form below and we’ll get back to you straightaway…





Your application will be thoroughly vetted and the interest set according to the risk the lender believes you pose. You may also be subject to redemption penalties, but these should cease to apply after three years.



A mortgage may not be available in all cases.

THE OVERALL COST FOR COMPARISON IS 8.7% APR.

THINK CAREFULLY ABOUT SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.



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Get in touch

Tel: 0800 9701795
Email: office@acorn4mortgages.co.uk
Skype: acornmold
Fax: 0870 762 7535

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Twitter: @acorn4mortgages

The Legal Stuff

© Acorn4Mortgages Limited. Registered address: 1-3 The Mall, Ambrose Lloyd Centre, Mold, Flintshire, CH7 1NR. Registered in England & Wales under number 4270415.

Acorn4Mortgages Limited is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service. You may be able to submit a claim through the EU Online Dispute Resolution Platform if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.