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Posted on Friday 27th June, 2014

My colleagues have been discussing the shift in mortgages for quite a while now. We have noticed that the number of people applying for a variable rate mortgage had decreased.

It looks like some versions of the tracker are on their last legs.  This week Barclays have announced that it’s discontinuing its lifetime tracker product, and launching a two-year version.

Barclays managing director of mortgages Andy Gray says:

“We have seen a significant number of homeowners favouring our two-year and five-year fixed rate mortgages.

It is evident that homeowners are looking for certainty with their mortgage payments, opting for a fixed rate terms that help to protect their mortgage payments during the period in which we may see interest rates rise”

The market is following a trend, and we expect it to continue, and our advice?

Shop around!

 It’s our job to find you the right mortgage product, so give us call or send us a message

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