We can help you find your perfect mortgage today...
We can help you find your perfect mortgage today...
Posted on: Thursday 15th December, 2016 and filed in: Mortgages
We want our clients to be as “mortgage ready” as they can be. But did you know that one of the most important things to check before thinking about applying for a mortgage is your credit score? A poor credit rating can greatly affect your ability to get a mortgage, along with other factors such […]
Posted on: Thursday 8th December, 2016 and filed in: Mortgage News
Most of us would like to keep the term (length) of our mortgage as short as possible – no-one wants to think of paying a debt up until our old age. Financially it makes good sense to keep the mortgage term as short as possible – the sooner the mortgage is paid off the less […]
Posted on: Monday 19th September, 2016 and filed in: Mortgages
It’s now nearly three months from the shock result of UK to leave the EU. We’ve been told that “Brexit means Brexit”, but for the time being, nobody seems to know exactly what will happen next – politically or economically. In terms of property, such uncertainty breeds uncertainty – and borrowing has dropped considerably. According […]
Posted on: Thursday 18th August, 2016 and filed in: Mortgage News
Sometimes you can solve a tricky problem by turning it the other way around. If you have your eye on a new home but are struggling to sell your old one, let-to-buy can offer a potential lifeline. Find out how it works and whether it might suit you – and make yourself aware of […]
Posted on: Wednesday 6th July, 2016 and filed in: Mortgage News
So, it’s over. Whether you agree with the result or not, we’ve all got to come to terms with Brexit. We’ve read the news, watched the television, talked to our friends but only one thing seems really clear – nobody knows quite what happens next. In the wake of a leave vote The Guardian https://www.theguardian.com/uk-news/2016/jun/25/homebuyers-wobble-in-wake-of-brexit-vote […]
Posted on: Thursday 3rd March, 2016 and filed in: Mortgage News
While interest rates for mortgages are currently very competitive, it’s not all good news for prospective buyers. According to a recent survey by Moneyfacts: http://moneyfacts.co.uk/news/mortgages/average-mortgage-fees-at-21-month-high/ the average mortgage fee charged by lenders is higher now than at any time since May 2014. The figures show that the average UK mortgage fee today is £956, the […]
Posted on: Monday 21st December, 2015 and filed in: Mortgage News
Chancellor of the Exchequer George Osborne made some important announcements for people looking to get a foot on the property in his recent Autumn Spending Review. The housing budget is set to double by 2018-19, which will help to fund 400,000 new homes by 2020-21. 200,000 of these homes are to be designated as “starter […]
Posted on: Thursday 15th October, 2015 and filed in: Mortgage News
David Cameron pledged 200,000 more starter homes in his closing speech at the Conservative Party conference. In what he called a ‘dramatic shift in housing policy’ the new rules mean that builders no longer have to offer low cost rental homes in new developments. Instead, they will be able to offer homes to first time […]
Posted on: Wednesday 8th July, 2015 and filed in: Mortgage News
It’s become widely recognised that since tighter financial regulations came in, triggered by the economic crisis, securing a mortgage has become problematic in general. If you are self employed and working as a company director you face even more obstacles when looking for a lender. No more self-certification In the days before tighter rules, many self-employed […]
Posted on: Friday 22nd May, 2015 and filed in: Mortgages
One year has passed since the Mortgage Market Review, and we thought we should take a look at the impact it’s had on homebuyers and the general market. Since last April we’ve noticed a lot of movement caused by the stricter criteria for lending. Introduced to make the market more secure and stable for borrowers […]
