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Mortgage News

The latest news, views and advice on mortgages, finance and the housing markets.

  • First-Time Buyers – Bank Statements & Spending

    Posted on: Thursday 13th December, 2018 and filed in: Mortgage News

    First-Time Buyers have a lot of questions, and rightly so. The mortgage market can seem to be a weird and scary place, fraught with different criteria, nonsensical jargon and so-called “experts” telling you what to do. Then you have press coverage, a wealth of house prices indices and friends with tales of woe about how hard […]

  • The latest mortgage eligibility checker

    Posted on: Friday 26th October, 2018 and filed in: Mortgage News

    There has been more innovation in the last 18 months, than in the last 18 years in the mortgage industry, and this new tool, the mortgage eligibility checker is an interesting development https://creditmatcher.experian.co.uk/mortgages/search Anything that gives the buyer more information has to be a good thing. However, on reviewing this new tool, we would advise […]

  • What is a Joint Borrower Sole Proprietor Mortgage?

    Posted on: Thursday 18th October, 2018 and filed in: Mortgage News

    With first-time buyers still struggling to get onto the property ladder, many are joining forces with their partners, friends and family to combine two deposits and incomes. Aimed at bridging the gap between salaries and property prices, and with the government’s 3% stamp duty surcharge on 2nd homes being introduced, Joint Borrower Sole Proprietor (JBSP) mortgages applications […]

  • A beginner’s guide to Re-mortgaging

    Posted on: Friday 22nd June, 2018 and filed in: Mortgage News

    What is re-mortgaging? Re-mortgaging is the process of switching a mortgage to a different lender without moving homes. For many borrowers, it is also the ideal opportunity to review their personal and financial circumstances and to consider whether their current mortgage and lender is the most suitable for them. What are common reasons to re-mortgage? […]

  • Top Tips for 1st Time Buyers

    Posted on: Friday 26th January, 2018 and filed in: Mortgage News

    Buying your first house in today’s property climate is no easy task, but it is certainly a rewarding one. Millennials don’t have it all on a plate, and it takes a lot of determination. Whilst you might see buying your first home as a long way off, it’s never too early to begin preparing. You […]

  • Getting a Mortgage a bit daunting for you?

    Posted on: Friday 15th September, 2017 and filed in: Mortgage News

    Getting a mortgage is one of the biggest and scariest commitments you’ll ever make in your life. Once you’ve taken the plunge, it’s true you could be liable for an awful lot of money, but the benefits of having a mortgage can far outweigh the risks. It can be tempting to stick to renting, there […]

  • Major lender to pay first-buyers’ stamp duty

    Posted on: Monday 13th March, 2017 and filed in: Mortgages

    First-time buyers spend years struggling to save enough for a house deposit and often the stamp duty tax is a step too far. A new mortgage giving prospective home buyers a helping hand has just been launched by a major lender and as a result, another barrier to owning your first home has been lifted. […]

  • What can harm your credit score?

    Posted on: Thursday 15th December, 2016 and filed in: Mortgages

    We want our clients to be as “mortgage ready” as they can be. But did you know that one of the most important things to check before thinking about applying for a mortgage is your credit score? A poor credit rating can greatly affect your ability to get a mortgage, along with other factors such […]

  • Shorter Mortgage Term vs Making Overpayments – The Smart Way to Reduce Costs

    Posted on: Thursday 8th December, 2016 and filed in: Mortgage News

    Most of us would like to keep the term (length) of our mortgage as short as possible – no-one wants to think of paying a debt up until our old age. Financially it makes good sense to keep the mortgage term as short as possible – the sooner the mortgage is paid off the less […]

  • As borrowing drops in July, is this the start of Brexit blues?

    Posted on: Monday 19th September, 2016 and filed in: Mortgages

    It’s now nearly three months from the shock result of UK to leave the EU. We’ve been told that “Brexit means Brexit”, but for the time being, nobody seems to know exactly what will happen next – politically or economically. In terms of property, such uncertainty breeds uncertainty – and borrowing has dropped considerably. According […]



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