We can help you find your perfect mortgage today...
We can help you find your perfect mortgage today...
Posted on: Friday 5th July, 2019 and filed in: Mortgage News
Many hopeful homeowners steer clear of brokers in their quest to secure a mortgage deal. And more often than not, it’s because they are put off by the associated costs. But while using a broker can be a slightly more expensive option in the short term, if they manage to find you the cheapest deal […]
Posted on: Wednesday 29th May, 2019 and filed in: Mortgage News
As experienced mortgage brokers we’ve spoken with many people with very different financial situations. There are five things that everyone should do, regardless of how deep your pockets are, to maximise your chances at getting the best mortgage. Save the biggest deposit you can:Mortgage lenders reserve the best rates for people who can deposit the […]
Posted on: Tuesday 22nd January, 2019 and filed in: Mortgage News
After the madness of the Christmas period and the over-indulgence, many of us hit the gym, start the diet or become Vegan for 5 minutes, vowing that this year will be different. One of the other fallouts of this period is the sad fact that many decide this will be the last Christmas spent with […]
Posted on: Thursday 13th December, 2018 and filed in: Mortgage News
First-Time Buyers have a lot of questions, and rightly so. The mortgage market can seem to be a weird and scary place, fraught with different criteria, nonsensical jargon and so-called “experts” telling you what to do. Then you have press coverage, a wealth of house prices indices and friends with tales of woe about how hard […]
Posted on: Friday 26th October, 2018 and filed in: Mortgage News
There has been more innovation in the last 18 months, than in the last 18 years in the mortgage industry, and this new tool, the mortgage eligibility checker is an interesting development https://creditmatcher.experian.co.uk/mortgages/search Anything that gives the buyer more information has to be a good thing. However, on reviewing this new tool, we would advise […]
Posted on: Thursday 18th October, 2018 and filed in: Mortgage News
With first-time buyers still struggling to get onto the property ladder, many are joining forces with their partners, friends and family to combine two deposits and incomes. Aimed at bridging the gap between salaries and property prices, and with the government’s 3% stamp duty surcharge on 2nd homes being introduced, Joint Borrower Sole Proprietor (JBSP) mortgages applications […]
Posted on: Friday 22nd June, 2018 and filed in: Mortgage News
What is re-mortgaging? Re-mortgaging is the process of switching a mortgage to a different lender without moving homes. For many borrowers, it is also the ideal opportunity to review their personal and financial circumstances and to consider whether their current mortgage and lender is the most suitable for them. What are common reasons to re-mortgage? […]
Posted on: Friday 26th January, 2018 and filed in: Mortgage News
Buying your first house in today’s property climate is no easy task, but it is certainly a rewarding one. Millennials don’t have it all on a plate, and it takes a lot of determination. Whilst you might see buying your first home as a long way off, it’s never too early to begin preparing. You […]
Posted on: Friday 15th September, 2017 and filed in: Mortgage News
Getting a mortgage is one of the biggest and scariest commitments you’ll ever make in your life. Once you’ve taken the plunge, it’s true you could be liable for an awful lot of money, but the benefits of having a mortgage can far outweigh the risks. It can be tempting to stick to renting, there […]
Posted on: Monday 13th March, 2017 and filed in: Mortgages
First-time buyers spend years struggling to save enough for a house deposit and often the stamp duty tax is a step too far. A new mortgage giving prospective home buyers a helping hand has just been launched by a major lender and as a result, another barrier to owning your first home has been lifted. […]
