We can help you find your perfect mortgage today...
We can help you find your perfect mortgage today...
Posted on: Monday 17th July, 2017 and filed in: Mortgage News
The Bank of England (BoE) is introducing new mortgage regulations for landlords. They will come into effect from the 30th September 2017. It will mean that when applying for mortgages for new properties, most landlords with four or more mortgaged properties that they rent out, will need to give much more information regarding their existing properties, […]
Posted on: Thursday 15th June, 2017 and filed in: Mortgage News
If your mortgage is on a standard variable rate then you may be missing out on an opportunity to save money on your mortgage payments. So why not shop around for your mortgage as you would with your other monthly outgoings, it might even be the biggest saving you make. Data from Virgin Money has […]
Posted on: Monday 13th March, 2017 and filed in: Mortgages
First-time buyers spend years struggling to save enough for a house deposit and often the stamp duty tax is a step too far. A new mortgage giving prospective home buyers a helping hand has just been launched by a major lender and as a result, another barrier to owning your first home has been lifted. […]
Posted on: Monday 23rd January, 2017 and filed in: Buy to Let
With rates holding low at 0.25%, investing in property could still be a good idea for many. This is despite the tax changes that are due to begin from April 2017, at which point the tax relief that landlords of residential properties receive for finance costs will start to be restricted to 20%. This change […]
Posted on: Thursday 15th December, 2016 and filed in: Mortgages
We want our clients to be as “mortgage ready” as they can be. But did you know that one of the most important things to check before thinking about applying for a mortgage is your credit score? A poor credit rating can greatly affect your ability to get a mortgage, along with other factors such […]
Posted on: Thursday 8th December, 2016 and filed in: Mortgage News
Most of us would like to keep the term (length) of our mortgage as short as possible – no-one wants to think of paying a debt up until our old age. Financially it makes good sense to keep the mortgage term as short as possible – the sooner the mortgage is paid off the less […]
Posted on: Monday 19th September, 2016 and filed in: Mortgages
It’s now nearly three months from the shock result of UK to leave the EU. We’ve been told that “Brexit means Brexit”, but for the time being, nobody seems to know exactly what will happen next – politically or economically. In terms of property, such uncertainty breeds uncertainty – and borrowing has dropped considerably. According […]
Posted on: Thursday 18th August, 2016 and filed in: Mortgage News
Sometimes you can solve a tricky problem by turning it the other way around. If you have your eye on a new home but are struggling to sell your old one, let-to-buy can offer a potential lifeline. Find out how it works and whether it might suit you – and make yourself aware of […]
Posted on: Friday 22nd July, 2016 and filed in: Interest Rates
In a move that surprised the City of London, the Bank of England announced on 14 July that the Bank Rate would remain frozen at 0.5% – the level they have been at since March 2009 – at least for the time being. Only one member of the Bank’s nine-strong Monetary Policy Committee voted for […]
Posted on: Wednesday 6th July, 2016 and filed in: Mortgage News
So, it’s over. Whether you agree with the result or not, we’ve all got to come to terms with Brexit. We’ve read the news, watched the television, talked to our friends but only one thing seems really clear – nobody knows quite what happens next. In the wake of a leave vote The Guardian https://www.theguardian.com/uk-news/2016/jun/25/homebuyers-wobble-in-wake-of-brexit-vote […]
