We can help you find your perfect mortgage today...
We can help you find your perfect mortgage today...
Posted on: Thursday 18th October, 2018 and filed in: Mortgage News
With first-time buyers still struggling to get onto the property ladder, many are joining forces with their partners, friends and family to combine two deposits and incomes. Aimed at bridging the gap between salaries and property prices, and with the government’s 3% stamp duty surcharge on 2nd homes being introduced, Joint Borrower Sole Proprietor (JBSP) mortgages applications […]
Posted on: Friday 31st August, 2018 and filed in: Mortgage News
Your circumstances have changed In a very short time your circumstances can change significantly. Many life events can come and go without you considering the implications they could have on your mortgage or on your protection needs. If you think something may have changed that is of importance, such as marriage, having children, a change […]
Posted on: Friday 20th July, 2018 and filed in: Mortgage News
When friends transfer money to each other sometimes they put in joke references or something naughty and unprintable. What many potential borrowers do not quite realise is how seriously mortgage underwriters look at things that many of us take for granted. Ultimately, they are looking at whether you are a worthy candidate to lend a […]
Posted on: Friday 22nd June, 2018 and filed in: Mortgage News
What is re-mortgaging? Re-mortgaging is the process of switching a mortgage to a different lender without moving homes. For many borrowers, it is also the ideal opportunity to review their personal and financial circumstances and to consider whether their current mortgage and lender is the most suitable for them. What are common reasons to re-mortgage? […]
Posted on: Friday 27th April, 2018 and filed in: Mortgage News
Your credit score can affect your ability to borrow money or access products such as credit cards and loans. Everyone can check their credit score for free. One of the easiest ways to check your score is by clicking on the following link: https://www.checkmyfile.com/?ref=acorn4mortgages&cbap=1 If it looks like your score isn’t as good as it […]
Posted on: Friday 26th January, 2018 and filed in: Mortgage News
Buying your first house in today’s property climate is no easy task, but it is certainly a rewarding one. Millennials don’t have it all on a plate, and it takes a lot of determination. Whilst you might see buying your first home as a long way off, it’s never too early to begin preparing. You […]
Posted on: Thursday 30th November, 2017 and filed in: Mortgage News
The changes in the UK budget that could make pathways to home ownership for 1st time buyers better than we’ve seen for a long time. The younger generation have in recent decades become dismayed that the prospect of being able to get onto the property ladder has become an unachievable dream for them. This […]
Posted on: Wednesday 1st November, 2017 and filed in: Mortgage News
By the time you read this month’s newsletter the Bank of England’s Monetary Policy Committee may have already decided to keep the base rate at 0.25%, or apply a historic increase. Whatever the decision, it’s important to understand how a base rate could affect you and your finances. Saving up for a deposit Low […]
Posted on: Wednesday 18th October, 2017 and filed in: Mortgage News
If you are on an interest-only mortgage that is nearing its end, you may be considering the next step. The good news is, you won’t be alone. Nearly 136,000 interest-only mortgages are due to mature in 2017, with a combined value of almost £16 billion. Fortunately, lenders are innovating their products and making more options […]
Posted on: Friday 15th September, 2017 and filed in: Mortgage News
Getting a mortgage is one of the biggest and scariest commitments you’ll ever make in your life. Once you’ve taken the plunge, it’s true you could be liable for an awful lot of money, but the benefits of having a mortgage can far outweigh the risks. It can be tempting to stick to renting, there […]
